I started working as a mortgage originator back in 97 shortly after graduating college with a degree in Business. I learned the hard way with no computer, only a calculator and pencil. I learned to cold call and prospect for new customers thru meeting realtors, banking employees, etc. I worked hard. I absolutely loved this work. Then the co. Was bought out and I was asked by my manager to join the team where he was going. I did. Loved it even more. Years go by and I'm still fairly young with no children and I was offeredand accepted a position as a due diligence contract underwriter . This was a step up in the mortgage industry plus I would travel 95% to beautiful places, stay in great hotels, make great money and learn what I've always wanted to, underwriting. This was the life. For a small town girl I was in heaven at this point in my career. I did this untill 2005 , then the industry went bust. I also had my first child due and could no longer travel. Needless to say, this was where the downfall of my now eight years in my love of a career began. I was lucky enough to have a fiance who loved the idea of me being able to stay at home with our daughter for as long as it took. I stayed home two years then started looking for work in the mortgage field and to my surprise there weren't many, if any companies hiring because the entire sub prime market was wiped off the earth. I need to mention that I was NEVER one of those low life's who did whatever it took to close a loan. I worked and loved my career because I actually helped people. I had a wonderful book of business. I never cheated. I took a position with a broker but this broker wasn't the type I was used to working with. So that didnt last long. I was beginning to realize that getting my foot back in the mortgage career door was going to be no easy task. But I kept at it. And kept getting told I wasn't what they were looking for. I am devastated and panicked at this point. I tried all I could to get something, anything, but I came up empty handed. I have a business degree plus enough hours to have an associates in Economics and Accounting. I couldn't find a job. My fiance ended up morphing into an absolute terror...he is in prison now. My daughter and I left him and we left with nothing. So had to start out without even a vehicle and no steady job. It's been years after my last mortgage job and hundreds of resumes sent and workforce development help and years of service as an Americorps Volunteer In Service To America I am still living in poverty. I get no child support, on Medicaid and in rural development multifamily housing apartment with my daughter. I feel as though I've exhausted my efforts to ever have a career again. I work so much harder as a sole parent and doing odd jobs for next to nothing for family, friends, and their referrals that I have aged probably 25 years in seven. I am still smart, still have lots of drive, punctuality, dedication and passion for the mortgage industry. I just cannot seem to find a way back in. Google says that hiring a person who has been out of the work force for two or more years is seen by potential employers the equivalent to hiring a convicted felon. I haven't been able to give my daughter the things she is so deserving of. We have love and that is what counts I acknowledge that. But to have NEVER imagined I would be waiting for food stamps to come in to eat, praying for a call so I can do a back breaking job only to make ends meet and to never have been able to travel with her. Time is going by so fast now. Please, somebody give me some advise on what to do. I feel like I'm giving up. I need help to get any decent job. We need a schedule, she needs her mother to show her what I'm capable of. This ho-hum lifestyle is killing me.

okay, this is a big one (for me anyway) i have been out of the work force for awhile now.. a long while..years & years.. so i'm totally lost in this whole thing...don't know where to start and don't even know the proper procedures to go about it all ... overwhelmed and lost, but i will get it, in time..the other thing is i don't really have to much work experience..was a at home mom for years and the experience i do have well everything is so much more advanced now..its all different..any advice would be appreciated..thanks

I am currently living with family and have been laid off over 6 months. Is their anyone out there who can help with a reliable job? I am a mother of 3 and could use the funds to help support my family. I also dont drive at this time. I live in a small town where there are few jobs. Im looking to relocate if needed and will help with anything I can along the way until I get a stable place to stay. I am not looking for a hand out. I like to work and I am very well trained with the skills I have provided....All im sayin is... give me a chance.... Good day to you!!

I've worked throughout the years briefly on and off, though always been a stay at home mother with very limited work experience or furthered education other than a year of college, what can someone like myself do to get noticed, to get the job? I'm older and know that most companies pass over a woman of age and lack of experience, what should I do? Any suggestions would be great! Thanks.

I was a stay at home mom and then started to work part-time at Toys R' Us for three years until they closed their doors. Shortly after my husband lost his job so I had to get out there and start providing for our family. I took a few bartending classes, got my Serv Safe certification and applied to a few places. No experience what so ever, but Mariott took a chance on me. I told them in my interview that I was one of 6 kids and a mother of 2 and could handle anything they threw at me. I am a super people person so this is the perfect job for me. It's good to be home!

I have been driving for this company for the past 4 months and I like it, but now my boss wants to add more hours to my schedule. I have my son five days a week and my ex has him on the weekends. He can’t take him during the week and I don’t have family to help out for those extra hours. I am really in trouble! What am I going to do? Freaking out that they will fire me if I say no!! HELP!

Does anyone know of any decent work from home jobs for a 38 year old stay at home mom of a toddler? I need something data entry, copy and paste etc related preferably. I have experience in customer service but can't do the required quiet environment. I have a desktop, iPad, Iphone, Android tablet and phone I can use. Plus headset if need be. Thank you in advance for your help.

Hi everyone I’m looking for part time work 1-2 days out of the week it’s been along time out of the job field due to what I’ve finally been diagnosed with fybromyalgia, and arthritis, and I’m very nervous and honestly scared , because In today’s world jobs are not very understanding, my fybromyalgia gets bad in the cold months and cold rain and I need to find a employer that understands that once in a rare very rare while I may need to change a day or so, I’ve been fighting and dealing with this over 5 years now and my doctors finally figured out what was wrong with me, it’s been a very hard road . But I’m determined to start working part time again , maybe 10-12hours to start I’m looking for mid afternoon early evening, I’m a single mother and have struggled extensively for the last 5 years and want to not only have more for my children, but have that inner self achievement and satisfaction of working again, I’ve akwats work from the time I was 9 so this journey took a hard toll on me emotionally, but I’m ready to get back out there but I know it’s gonna be hard especially with my health issues, I live in Fall River mass, I’m a very good, loyal and honest person I know once I come across a employee who understands , and they see me and talk they will see what a determined, outgoing , person iam I’m constantly trying to better myself in life, and this is the hump I’ve waiting so long to over come, if anyone can help me it would be extremely appreciated thanks

The hardest part about finding a job is I have been a stay at home mom for 28 years. I really have no experience. I have had a few jobs such as a security guard and I worked as a Unit Secretary at a hospital both were many years ago. My husband is divorcing me after 28 years and with that he is taking away all my health benefits. I don’t have enough Social Security credits to draw or any retirement when the time comes. I want to be independent as I still have a 15 yo daughter that is in my custody. Any advice would be greatly appreciated.

SO FRUSTRATING.....TO HAVE LEFT THE WORKFORE TO STAYED HOME FOR 12 YEARS TO RAISE MY KIDS AND AM NO LONGER CONSIDERED SKILLED. I CAN ONLY APPLY TO 8.00 HR POSITIONS AND STILL HEAR NOTHING. .